Supreme Court Clarifies "Entitle[ment] to" SSI

July 15, 2025
The Supreme Court justices ruled on what it means to be

During June and July, the legal world spends a lot of time reflecting on Supreme Court cases from the past term. It has been six years since the Supreme Court addressed an issue directly concerning Social Security disability claims (we're proud that Rebecca's previous firm, despite its usual high-dollar clientele, represented the claimant in that dispute: Biestek v. Berryhill, 139 S. Ct. 1148 (2019)). 


The Supreme Court did decide one case this year, however, that is at least tangentially related to Supplemental Security Income (SSI) benefits: Advocate Christ Medical Center v. Kennedy, 145 S. Ct. 1262 (2025). We figured that we'd write a short blog post on the case. 


We should clarify that Advocate v. Kennedy shouldn't directly apply to people applying for SSI. It should only matter to hospitals and their reimbursement rates. But, nonetheless, like most lawyers, we like to opine on Supreme Court cases. (Another attorney at our firm, Zachary, interned at the Supreme Court, and he clerked for a judge who joined the lower court decision in the case discussed below.)



The Dispute in Advocate v. Kennedy

Under federal law, hospitals that serve a “disproportionate share” of low-income patients are entitled to extra Medicare payments. To simplify greatly, the hospitals receive additional payment when they treat a sufficient proportion of patients "entitled to" SSI benefits.


SSI is a program that provides monthly cash payments to elderly, blind, or disabled people with limited income and resources. But not everyone enrolled in the SSI program receives a payment every month—some SSI recipients may temporarily have too much money to qualify. We sometimes hear from old clients, for example, who don't receive SSI during months when they receive an inheritance.


The dispute concerned whether someone is considered "entitled to" SSI benefits during months in which they are enrolled in the SSI program but do not receive cash benefits. If those people are "entitled to" SSI during those temporary months when they don't receive benefits, then the hospitals should have received greater reimbursement from the Medicare program.


The Supreme Court’s Decision

In a 7-2 decision written by Justice Barrett, the Court ruled that someone is only "entitled to" SSI during months when they receive cash benefits. The Court relied on a few laws to make this decision.


First, the Court emphasizes that the SSI program is primarily a cash benefit program. 42 U.S.C. §§ 1381–1383generally define the conditions under which someone will qualify for SSI, and those statutes refer to "paid benefits" or benefits "to be paid." In other words, the statute that created SSI fundamentally describes SSI as a program that pays benefits. Therefore, the Court reasons, someone is "entitled to" SSI when they receive SSI cash benefits.


Second, the Court notes that other statutes refer to SSI as a "cash benefit" paid to eligible enrollees, and that eligibility is considered on a monthly basis.


Perhaps importantly, the Court also relied on its decision in Empire Health Foundation v. Becerra, which held that "entitled to" and "eligible for" benefits are effectively synonymous in the context of Medicare calculations. Even if someone is enrolled in the SSI program, therefore, the Court found that they are not entitled (or eligible) for SSI benefits during months when they are precluded from cash benefits. 


Justice Jackson, joined by Justice Sotomayor, dissented. Justice Jackson emphasized that the Medicare statute used SSI entitlement as a proxy to increase reimbursement for hospitals that served poorer populations. Moreover, Justice Jackson notes that SSI enrollment ensures general monthly stability; even if someone has more resources during a particular month, the enrollment ensures general baseline subsistence.


The majority rejects these arguments. First, the Court notes that even if SSI provides ongoing security, it assesses cash benefits on a monthly basis. Second, the Court rejects an argument--more emphasized by the hospitals than by Justice Jackson--that SSI enrollment also provides "entitle[ment] to" other non-cash benefits, including vocational rehabilitation services and Medicaid.


Was the Supreme Court Right?

I don't have a strong opinion about the case. We're Social Security disability lawyers, which includes representing Supplemental Security Income claimants. But Advocate v. Kennedy fundamentally concerns how to interpret a Medicare statute, albeit one that refers to SSI.


As a general gut-check, the Supreme Court reaches a sensible conclusion: We would more normally say that someone is "entitled to" SSI during months when they are actually receiving SSI benefits. After reading the decision, frankly, I think that this case turns more on the statutory text than the majority or dissent acknowledge: If we are asking whether someone is "entitled to" SSI, we are probably asking whether the word entitled means something more like "eligibility to receive the SSI benefits" or "enrollment in the SSI program." While the opinions both cite precedents about what entitlement entails, I think there is probably more to assess there. The hospitals make a compelling argument, for example, that someone is "entitled to" SSI when they receive other non-cash benefits (such as Medicaid) through their SSI enrollment. 


How the Supreme Court's Decision Matters for Social Security Disability Applicants

We still want to emphasize a takeaway for Social Security disability applicants: It generally makes sense to apply for both SSDI and SSI.


Advocate v. Kennedy addresses people enrolled in SSI who do not receive any SSI payments. Some people are approved for both SSDI and SSI, and they don't receive any SSI payments because their SSDI payments are sufficiently high to make them ineligible for SSI. But even people who do not receive any SSI payments could still benefit from SSI enrollment through other non-cash benefits. 


Disclaimer: The information provided in this blog is for general informational purposes only and does not constitute legal advice. Reading this blog does not create an attorney-client relationship. For advice specific to your situation, please contact Donoff & Lutz, LLC directly to speak with an attorney.

August 2, 2025
The Social Security Administration Office of the Inspector General (OIG) published a July 2025 report identifying, among other things, how long it takes to receive an initial decision in a Social Security disability claim. While other information has occasionally surfaced about initial claim processing times, the OIG report is presumably the most reliable and trustworthy source. In 2024, an initial disability determination took 238 days to process, on average. But processing times vary widely from state to state. At the quickest, Rhode Island had a five-year processing average of 124.6 days. At the slowest, Alaska had a five-year processing time average of 216.5 days. Given its unique geography, of course, we might spare the Alaska disability determination services unit from harsh criticism. Here in Ohio , we receive a decision within about 4.5 months, on average. Why Disability Claim Wait Times Vary by State Disability processing times vary by state primarily due to differences in state-level resources, staffing levels, and case volumes within each Social Security Disability Determination Services (DDS) office. While the Social Security Administration (SSA) sets national guidelines, each state administers its own DDS, which means local factors—like budget constraints, hiring backlogs, or higher-than-average application rates—can lead to longer or shorter wait times. Additionally, some states may have more experienced staff or streamlined procedures, which can improve efficiency, whereas others might face delays from outdated systems or higher turnover. The Human Cost of Delays in SSDI Decisions Claimants regularly report that these processing times cause immense problems. If you can't work, after all, you won't make any money during the more than seven months (on average) that it will take to receive an initial disability decision. And, of course, many applications will take even longer, whether due to poor luck, difficulties during processing, or state-by-state variation. The majority of claims are also denied at the initial level, and those claims will require more time to appeal. How to Speed Up Your Disability Application To potentially speed up your application, we offer a few tips. 1. Submit a Complete and Accurate Application First, make sure that the initial application is complete and well-documented . Be thorough when describing medical conditions, symptoms, work history, and functional limitations. Incomplete or inconsistent information often leads to delays, or even denials that require appeals. Double-checking all forms for errors and submitting supporting documents with the application can save time and reduce the likelihood of additional requests from the SSA. 2. Respond Promptly to All SSA Requests Second, once a claim is filed, the SSA or DDS might contact an applicant for additional information or to schedule consultative exams. Responding promptly to all phone calls, letters, and requests helps prevent delays. Missing a scheduled exam or failing to return paperwork can stall or derail the decision-making process. 3. Explore Expedited Options if Applicable Finally, SSA will sometimes expedite a claim following a “ dire need ” request—for example, if the applicant is at risk of homelessness. Additionally, the SSA has a “ TERI ” (Terminal Illness) process and Compassionate Allowances (CAL) program to fast-track claims involving certain severe conditions. We will admit that, in our anecdotal experience, these designations do not always seem like they accelerate processing times. Disclaimer: The information provided in this blog is for general informational purposes only and does not constitute legal advice. Reading this blog does not create an attorney-client relationship. For advice specific to your situation, please contact Donoff & Lutz, LLC directly to speak with an attorney.
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